Insurance for a non registered 18cs

Information relating to the Matchless G80 or AJS Model 18 500cc Heavyweight.
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Insurance for a non registered 18cs

Postby Bobsteve » Thu Jul 11, 2019 2:09 pm

Hi all. I’m looking to get my 18cs insured but it’s not DVLA registered yet. So you know of any companies that can insure a non registered bike? It had been registered many years ago and used on the road but nothing comes up when using the reg in DVLA vehicle finder site. Been in the family since new in 1962. I’ve fully restored the bike and need insurance until I can get it registered as I’m taking it abroad to surprise my father and with leaving in a couple of weeks and waiting in engine to return to put in bike so running out of time to do the paperwork etc. I’d hate for something to happen to it after spending an absolute fortune on it. Help needed guys n girls ?

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Re: Insurance for a non registered 18cs

Postby SPRIDDLER » Thu Jul 11, 2019 2:26 pm

I think you can get it insured on the frame number.
Give Peter James Insurance a ring. They are very helpful and knowledgeable for classic bike insurance.
Presumably you want European cover, not Australia or Trumpsville.
I poke badgers with spoons.

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Re: Insurance for a non registered 18cs

Postby Rob Harknett » Thu Jul 11, 2019 3:27 pm

They will insure on a frame number. If you get a company that will not go elsewhere. I am using Footman James at the moment. I did ask about bikes not in use or registered, to be insured ADFT. ( Accidental Damage Fire & Theft ) They said cost is the same. So they may as well all be full compt.

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Re: Insurance for a non registered 18cs

Postby Rob Harknett » Thu Jul 11, 2019 3:32 pm

Be careful with bikes I bits. Read your policy, most state the bike should be complete. I said what about if I am working on a bike. They said it would not be insured. As it is easier to steal a bike in bits. I said I could wheel a bike away quicker and easier than one in bits. They did not agree.

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Re: Insurance for a non registered 18cs

Postby Pharisee » Thu Jul 11, 2019 8:12 pm

My basket case G3 needed to be insured before the DVLA would give it an age related number. I had to send them a copy of the certificate (amongst other documents) as proof. My isurers issed a certificate based on the frame number which was acceptable. Once the new registration number had been issued, that number was transferred to the policy. All very easy and stress free thanks to the insurers who were well versed in the insuring of 'classic' bikes.

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Re: Insurance for a non registered 18cs

Postby g80csp11 » Thu Jul 11, 2019 9:02 pm

you will find that you cant keep the bike permanently on the frame number . I was told 30 days maximum . actually took 4 years to restore
At least it was safe in the house

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Re: Insurance for a non registered 18cs

Postby Pharisee » Fri Jul 12, 2019 7:25 am

g80csp11 wrote:you will find that you cant keep the bike permanently on the frame number . I was told 30 days maximum . actually took 4 years to restore
At least it was safe in the house


Yes... I was was told a maximum of 30 days, too.

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Re: Insurance for a non registered 18cs

Postby spitfire » Fri Jul 12, 2019 9:57 am

There is no 30 day limit with peter james

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Re: Insurance for a non registered 18cs

Postby les ward » Fri Jul 12, 2019 11:46 am

I've had one insured for theft, with just the frame number, for over 10 years. First with Carole Nash, then with Peter James.
The 30 days limit might be the insurance for the road required by the DVLA to get a reg number.

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Re: Insurance for a non registered 18cs

Postby Bobsteve » Fri Jul 12, 2019 4:09 pm

Well guys. Thank you so much for all your great advice. I now have fully comp insurance from Peter James based just on the frame number 👍. Now to try get the original plate back on it from the DVLA 🤞

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